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Financial Planning & Strategy

Plan your business's future based on numbers, not assumptions.

Growing without financial planning is like driving without a GPS — you might get to your destination, but it will take longer, cost more and involve unnecessary risks. Our financial planning service helps you set realistic goals, anticipate capital needs and make investment decisions with confidence.

What's included

  • 01.Complete business plans with 3-5 year projections
  • 02.Financial models for scenario analysis (optimistic, base, pessimistic)
  • 03.Investment and new project feasibility analysis
  • 04.Cost structure and margin optimisation
  • 05.Support with EU funding applications (PT2030, PRR) and tax incentives (SIFIDE, RFAI, DLRR)
  • 06.Strategic tax planning in coordination with your accountant

Exemplo

Project the future with confidence and detail.

Realistic financial scenarios, based on assumptions you can explain to your team, your bank or your investors.

Financial Projection 2026-2028 | Base Scenario
↑↓🔍
fx
=SUM(B2:B9)
ABCDE
1202620272028CAGR
2Revenue€ 720.000€ 864.000€ 1.037.000+20%
3YoY Growth+20%+20%
4Operating Costs€ 432.000€ 510.000€ 598.000+18%
5EBITDA€ 144.000€ 186.000€ 249.000+32%
6EBITDA Margin20%22%24%
7CAPEX€ 30.000€ 45.000€ 35.000
8Free Cash Flow€ 85.000€ 112.000€ 168.000+40%
9Financing Needs€ 50.000€ 0€ 0
Chart

Trend

Σ
Scenario
Base
Horizon
3 years
Break-even
Year 1

For whom

Who is this service for?

01.

For companies looking to grow sustainably with clear goals.

02.

For those preparing an investment and needing to validate the numbers before moving forward.

03.

For businesses looking to apply for European funds or tax incentives.

Ready to grow with a solid financial plan?

Book a free call and speak with a senior CFO about your next step.

Book a free call

or contact by email

diogo@steercfo.pt
Book a callFinancial Planning & Strategy for SMEs in Portugal | SteerCFO