Terms and Conditions

This website, available at www.steercfo.pt, is operated by:

SteerCFO (trading name of Diogo Simões) Email: diogo@steercfo.pt Portugal

By accessing and using this website, you confirm that you have read, understood and accepted these Terms and Conditions in their entirety. If you do not agree, you should not use this website.

The website www.steercfo.pt presents and promotes the financial consulting and fractional CFO services (CFO-as-a-Service) provided by SteerCFO, including management control, financial planning, treasury management and support for startups and investment processes.

The information on this website is for informational purposes only and does not constitute a binding offer of services. The actual provision of services is subject to a written agreement between the parties.

All content published on this website — including, without limitation, texts, articles, studies, logos, trademarks, images, graphics, icons, source code and design — is the exclusive property of SteerCFO and Diogo Simões, or is used under licence, and is protected by copyright, trade mark rights and other applicable intellectual property rights under Portuguese and international law.

Reproduction, distribution, transmission, adaptation, translation or any other use of the content of this website, in whole or in part, for commercial or non-commercial purposes, is prohibited without prior written authorisation from SteerCFO.

Quotation of excerpts for criticism, commentary or educational purposes, with attribution, is permitted as provided by law.

You agree to use this website lawfully and in accordance with these Terms and Conditions, refraining in particular from:

— Reproducing, copying, distributing or commercially exploiting website content without authorisation; — Introducing or spreading computer viruses, malware or any other malicious code; — Using the website for unlawful, fraudulent or harmful purposes; — Attempting to gain unauthorised access to computer systems or data; — Engaging in any act that may disrupt the normal operation of the website.

SteerCFO reserves the right to restrict or block access to the website to any user who violates these Terms and Conditions.

The information on this website is for general informational purposes only. It does not, under any circumstances, constitute financial, investment, tax, accounting or legal advice and should not be interpreted or used as such.

SteerCFO accepts no liability for decisions made on the basis of information on this website, nor for any errors, omissions or outdated content.

SteerCFO does not guarantee continuous, uninterrupted or error-free availability of the website and may suspend or modify it at any time without notice.

SteerCFO's total liability to you, for any cause and regardless of the form of action, shall always be limited to the maximum extent permitted by applicable Portuguese law.

The website and its content are provided 'as is' and 'as available', without warranties of any kind, express or implied, including, without limitation, warranties of merchantability, fitness for a particular purpose, accuracy or non-infringement.

SteerCFO does not warrant that the website is free of viruses or other harmful elements that may cause damage to your equipment or systems.

This website may contain hyperlinks to third-party websites, provided solely for the user's convenience. SteerCFO does not control, and is not responsible for, the content, privacy policies or practices of any third-party websites.

The inclusion of any hyperlink does not imply endorsement, sponsorship or recommendation by SteerCFO. Access to third-party websites is entirely at the user's own risk.

These Terms and Conditions are governed by and construed in accordance with Portuguese law.

For the resolution of any disputes arising from the interpretation, validity or performance of these Terms and Conditions, the parties elect the courts of the district of Coimbra, expressly waiving any other jurisdiction, without prejudice to mandatory consumer protection rules.

As a consumer, you also have the right to use alternative dispute resolution (ADR) mechanisms. For more information, visit the Portuguese Consumer Portal at www.consumidor.gov.pt.

SteerCFO reserves the right to amend these Terms and Conditions at any time by publishing the updated version on the website. Changes take effect from the date of publication.

We recommend that you check this page regularly. Continued use of the website after publication of changes implies acceptance of those changes.

For any questions relating to these Terms and Conditions, please contact us at:

Email: diogo@steercfo.pt