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Treasury Management

Cash is the oxygen of your business. We help you manage it.

A company can be profitable on paper and still run out of money to pay salaries. The problem isn't profit — it's cash flow. Our treasury management service gives you visibility into the money coming in and going out, anticipates liquidity problems and optimises your banking relationships.

What's included

  • 01.13-week cash flow forecast with weekly updates
  • 02.Collections management and monitoring of average payment terms
  • 03.Bank negotiations: credit lines, factoring, leasing, financing conditions
  • 04.Working capital optimisation
  • 05.Implementation of financial management processes and tools
  • 06.Tax optimisation in coordination with your accountant

Exemplo

Always know how much runway you have.

Weekly cash flow forecast that anticipates liquidity problems before they happen — giving you time to act.

Cash Flow Forecast — Weeks 14-26 | 2026
↑↓🔍
fx
=SUM(B2:B10)
ABCDE
1WeekInflowsOutflowsBalanceCumulative
2S14€ 24.500€ 18.200€ 6.300€ 52.300
3S15€ 19.800€ 21.400-€ 1.600€ 50.700
4S16€ 28.100€ 17.600€ 10.500€ 61.200
5S17€ 15.400€ 22.800-€ 7.400€ 53.800
6S18€ 8.200€ 28.500-€ 20.300€ 33.500
7S19€ 12.700€ 24.100-€ 11.400€ 22.100
8S20€ 6.500€ 18.900-€ 12.400€ 9.700
9S21€ 32.400€ 19.600€ 12.800€ 22.500
10S22€ 26.800€ 20.400€ 6.400€ 28.900
Chart

Trend

Σ
Current Balance
€ 46.000
Projected Runway
9 weeks
Alert
W20

For whom

Who is this service for?

01.

For companies with tight or unpredictable cash flow.

02.

For businesses that are growing but feeling a lack of liquidity despite making profits.

03.

For those who need to negotiate better terms with banks or diversify financing sources.

Want full control over your cash flow?

Book a free call and see how we can stabilise your company's treasury.

Book a free call

or contact by email

diogo@steercfo.pt
Book a callTreasury Management for SMEs | Cash Flow Forecasting | SteerCFO